


The time and care he invests in managing my loan process in a timely manner have earned my loyalty to Civic for as long as he is there to handle my business. He makes me feel like I have a true partner in managing the financing needs of my company. Nate's professionalism, product knowledge, follow-up and commitment to customer satisfaction are second to none. I can't say enough about the service provided by Nate Wolosiewicz and his team, in particular Gabriela Ramirez. Martin was absolutely great, any one that comes in to contact with me knows about how awesome civic is, but most importantly how awesome Martin is. If it wasn't for Martin this process would have been so stressful and daunting.
HARD MONEY PRO HOW TO
Martin explained to me how to quickly underwrite my own deals just to make sure I knew it was a good deal in general. Martin did such a great job with making me feel like I was the only client he was helping. I don't care if they have way more of a competitive rate than civic. I will not use any other hardmoney lender going foward. He was always communicating with me, and explaing the differnt steps in the process. I recomend Civic to all my real estate friends, and a huge reason for that is based off the work and effort Martin put into helping me. Martin did the absolute best job at explaining everything from LTV to LTC. Before I found my first deal I called over 10-15 lenders. Their loan products and customer service are top-notch and I will definitely be using them again in the future. Overall, I highly recommend Brando Tessar and CIVIC Financial Services for anyone in need of a loan. Everyone I interacted with was friendly, responsive, and efficient, making the experience even better.

In addition to the great loan product, the customer service I received from CIVIC Financial Services was top-notch. The funds were made available to me quickly and the entire process was smooth and stress-free. The loan itself was very competitively priced and the terms were fair and reasonable. He made sure to find the best loan product for my needs and the application process was seamless. From the beginning, Brando was extremely helpful and professional, walking me through the entire process and answering all of my questions. I recently had the pleasure of working with Brando Tessar and CIVIC Financial Services for a loan and I couldn't be happier with the outcome.
